I've had chronic depression for 3 1/2 years. I'm now 21 years old and living on my own, working with this chronic depression has made it extremely difficult to move forward with my life. I want to go to college like I planned, I want to prepare to be a good mother and wife later in life and debt free. I have rejected credit cards and anything that would put me into debt, but debt found me. I had to go to the ER with medical problems and without medical insurance, I can't pay the bills I owe medically. I made a mistake with my phone bill. A simple one, which unfortunately lots of people have done as well and it's not too high to pay down. $1500 in medical debt and $800 in phone bill to pay off. My parents never had much money and honestly, weren't able to teach me much on how to live on my own successfully. I am struggling to maintain myself financially and mentally. I would like to go on anti-depressants to help me be more successful when I make the effort to put my life back together, but anti-depressants for me are expensive without medical insurance. I don't qualify for medical insurance because they say I'd have to pay $700 to the government to recieve aid. I forget now why, but I can't pay the government $700 to get assistance financially since I'm already in need of financial help. I'm overwhelmed and lost on being independant. Everyday is an emotional ride for me and I'm ready to do what needs to be done to move forward with my life. I've come to the conclusion that I can't defeat my depression on my own. I've tried and struggled against it over and over and it's a fight I keep losing and I fear will continue to lose to if I don't do something about it before it takes over more areas of my life. I need help, something to get me back on the road again.